Curious about cash buyers? Learn exactly how the process works, what to expect, how to spot legitimate buyers, and why thousands choose this option!
Typical Timeline
Zero Commissions
No Repairs
Legitimate Buyers
Full Transparency: We ARE cash home buyers. This guide explains exactly how we (and other legitimate buyers) work, including pros, cons, and red flags to watch for. Our goal is to educate you so you can make the best decision!
You've seen the "We Buy Houses" signs. You've gotten the postcards. But how does it actually work? Are cash buyers legitimate? Why would anyone sell for less than "full market value?"
This comprehensive guide answers every question about cash home buyers—how they work, who uses them, pros and cons, and how to spot scams vs legitimate companies!
Cash home buyers are real estate investors or companies that purchase properties directly from homeowners using cash (no bank financing required).
Important: "Cash" doesn't always mean physical cash or wire transfer. It means the buyer doesn't need a mortgage—they have funds ready to close immediately!
Here's exactly how the process works with legitimate cash buyers:
Fill out a form online, call, or respond to their marketing. Provide basic info about your property (address, condition, situation).
Buyer researches your property (comparable sales, condition, location). May visit in person or use photos. Takes 24-48 hours typically.
Buyer presents a no-obligation cash offer. It's typically below "full retail" but accounts for as-is condition and fast closing.
Accept, negotiate, or decline. Legitimate buyers NEVER pressure you. You can walk away anytime with zero obligation.
If you accept, buyer opens escrow with a title company. Title company handles paperwork, ensures clean title, schedules closing.
Close in 7-14 days (or your preferred date). Get your cash. Hand over keys. Done!
Cash buyers aren't for everyone—but they're PERFECT for certain situations:
We believe in full transparency. Here are the real pros and cons:
The Trade-Off: You get less money but save on repairs, commissions, time, and stress. For many, that's worth it!
| Factor | Cash Buyer | Traditional Sale |
|---|---|---|
| Timeline | 7-14 days | 60-120 days |
| Repairs Needed | NONE | Usually required |
| Commissions | $0 | 5-6% ($15K-$20K+) |
| Closing Costs | $0 | $3K-$8K |
| Showings | One visit | 10-50+ showings |
| Deal Falls Through? | Rare (5%) | Common (30%+) |
| Final Price | 60-85% of retail | 90-100% of retail |
| Best For | Speed, certainty, as-is | Max price, no rush |
Most cash buyers are legitimate—but scams exist. Here's how to protect yourself:
PROTECT YOURSELF:
Speed, certainty, and convenience. When you factor in 6% commission ($18K on $300K), $5K+ closing costs, $10K-30K in repairs, and 3 months of mortgage payments—the "lower" cash offer may actually net you MORE. Plus, you save months of stress!
They fix up the property and either rent it out or resell it. They're taking on the risk, time, and cost of repairs—that's why they buy below retail. It's a fair trade: you get convenience and speed, they get profit potential.
Absolutely! Cash offers aren't set in stone. If the offer seems low, ask how they calculated it. Provide additional info about your property. Legitimate buyers are open to discussion!
This is called being "underwater." Cash buyers can sometimes help by negotiating a short sale with your lender, but not all situations work. Be upfront about your mortgage balance so they can advise honestly.
ZERO obligation! Legitimate buyers give no-obligation offers. You can decline, negotiate, or accept. You can walk away at ANY time before closing—even after accepting!
Now you understand how cash buyers work. Want to see what we'd offer for YOUR property?
Get a no-obligation cash offer now. No pressure, no fees, just an honest offer!
GET OFFER NOW!Want to talk through your situation first? We're happy to answer any questions!
CALL (800) 555-0100